Budget table

Your own plan — type directly into any cell, just like the Actuals table. Completely independent from actuals; nothing here changes when you update actual balances.

Projected net worth (budget)

Generate a starting plan

Optional helper: pick a starting month, set a monthly top-up per account, and this fills in the budget table forward using each account's interest rate. You can then edit any cell by hand afterward — this only fills empty months, it won't overwrite cells you've already typed into.

Actual vs budget, latest available month

Actual vs budget over time

Monthly variance

Per-account comparison Actual vs Budget · green = ahead · red = behind

Monthly P&L snapshot

This is your current monthly picture. Edit any expense line, add or remove categories. The totals and revenue rows calculate automatically.

Where does the money go?